Hi Maestro,
There isn't a simple answer, but my experience tells me that your relationship with the supplier will be very important indeed. That is a good reason to buy local or at the very least to visit, talk to and test ride before purchasing from an online supplier. You need to be able to trust them.
Have you considered buying second hand? Unless you have very steep hills and given your description of yourself as 'very fit', you may find a Mark 1 Torq ideal. I'm not sure I would be happy with 15mph now that I am used to zipping along at over 20mph and I suspect you may be similar.
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Cheers,
Django
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