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My house insurance won't provide adequate cover for a relatively expensive bike, so have just started looking at separate insurance. I was hoping to insure against all the "normal" stuff (equivalent of fully comprehensive car policy): Liability - £2 million Theft of bike - replacement value...

I'm currently looking for an electric bike to replace my cheap, ancient mountain bike. I am mainly encouraging using it on cycle tracks: disused railway lines, dirt, gravel, some mud, but nothing very extreme. If it was tough enough (mountain bike) to occasionally play in woodland with steep...