Insurance

Discussion in 'Which electric bike should I buy?' started by MikeButterworth, Feb 11, 2018.

  1. MikeButterworth

    MikeButterworth Just Joined

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    Hi, just about, in the spring, to buy my first ebike, what’s the view on insurance? I’ll be spending the thick end of £2000, and I’m not sure wether to add it onto my house insurance, or take out a separate policy. Any views, or recommendations for insurance companies that have been easy to deal with?


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  2. Rutland Cycling

    Rutland Cycling Trade Member

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    Hey Mike,

    You're more than likely going to get the best deal tagging it onto your house insurance. That usually costs £3-£4 extra a month at most.

    Alternatively you're looking at £90-£100 a year at most cycle insurers, with my preferred being Bikmo.

    Anthony.
     
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  3. acm2000

    acm2000 Pedelecer

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    mine is on house insurance, costs nothing extra
     
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  4. Gaz

    Gaz Pedelecer

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    We just added my Wife's ebike to our house insurance renewal - and the policy cost went down :confused: Then we had to phone back as they'd spelled Wisper wrong, and they gave us a £15 cash back for the inconvenience.

    Gaz
     
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  5. oyster

    oyster Pedelecer

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    Mine is on household insurance - something like £30 a year but as it started part-way through, it wasn't a full year.

    I keep wondering how much difference it makes to the cover - do specific bike policies actually add much real-world value?
     
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  6. Kendalian

    Kendalian Finding my (electric) wheels

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    I am with esure for household insurance which covers bikes up to about £600. My ebike cost £2,200 and insurance on this as a 'specified item' is £37.99p - a LOT less than the quote from Bikmo for a specific bike policy.

    Cheers

    Kendalian
     
  7. asc99c

    asc99c Finding my (electric) wheels

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    Same here, about £35 extra for a £2500 e bike on my home insurance policy.

    Sent from my Swift 2 X using Tapatalk
     
  8. DynatechFan

    DynatechFan Pedelecer

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    Used Co-op for house insurance for years as they were very bike friendly - not checked recently but bikes under £1k free, over that was a few quid afiar
     
  9. spanos

    spanos Finding my (electric) wheels

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    I can tell you m&s are free under a grand

    The utterly extortionate after that.

    And, for comedy value, my auto correct insists on amending uttlery to burglary

    Which seems ironic
     
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