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Thanks everyone again, great info. Out of interest, are there a lot of >250w e-bikes being sold or are the majority trying to stick to 250w max? Sometimes in the early lifecycle of products, it's like the wild west, before regulations and legalities start to settle the market...

'Insurers care if the motor is rated 250w or less and if the speed is limited to 15.5mph'. Hi thelarkbox Do you mean e-bike insurance companies would prefer it to be less than 250w and no faster than 15.5mph? Will they not insure e-bikes that are more powerful? Thanks

Thanks for the very informative replies everyone! Really good information and advice. I'll take all of this into account when decision making...

Hi everyone!! Been a mountain biker for years but I'm thinking about geting my first e-bike that I can use for commuting and general journeys instead of using Uber or my car etc. What's the score with insurance? Is it likely to rocket in the future etc? Has everyone got it and is it essential...