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Gentlemen, thank you for the interesting points that you raise but as you both refer to motor vehicle situations where insurance is mandatory I doubt that there is a true comparison. Cars rule: there is even an agreement between the Government and the Motor Insurers Bureau where claims will be...

I was delighted to read about the ways that people enjoyed Presteigne but am concerned about the attitude shown to insurance and risks. Perhaps someone with knowledge of the subject could offer information on what is covered by existing cycle Personal Liability insurance policies and...