From the stories I've heard, my judgement and a bit of postulation, batteries are catching fire mainly on delivery bikes and scooters for three reasons: Some social media posts show them how to get more power from the battery by bypassing the BMS; they buy fast chargers, which over-heat the batteries; bad installations with poorly routed wires, especially with the batteries in bags, where there is a lot of movement.
There's extremely low risk from a normal ebike battery treated in the way that the manufacturer intended and charged with the correct charger.
One thing you must get right if you regularly remove the battery for charging is to be absolutely sure that the battery is switched off when you put it back on the bike, otherwise you'll soon be looking for a new connectors to replace the burnt ones, which no longer connect. Also, if you have the common 5.5mm jack on the charger, make sure the charger is switched on before you connect in order to avoid the inrush current welding the jack to the socket, which can be disastrous when you try to remove it.