Steve H

Oh yeah I get that. It just boggles my mind that a small child can go at a relatively much more dangerous speed under battery power

I find it utterly bizarre reading all about the speed restrictions on eBikes. My granddaughter wanted a pair of these powered skate things from Smyths. They are battery powered gizmos that strap to your feet, and do up to 10mph! A kid aged 3 and over can do 10mph on clip on skates, but an adult can only do 15mph on a pushbike....crazy!

Well as I say, initially it was the interest free credit that piqued my interest as that way I didn't take a lump sum out of my account. Then I saw offers from my bank where the interest was supposedly very low for a loan of around £1000. I just like to always have a reasonable amount in my account "for rainy days"

Well, I did try for a bank loan, and despite having a great credit rating, and more importantly, more money in my account than I actually wanted to loan, they refused me! They had no problem giving me a credit card a while back, but a loan is a no no. But then the credit card has a much larger interest rate! So no surprise there I guess. No explanation, just a refusal, which they say doesn't affect your credit rating as it was just a "fill in your details and see if you qualify" type thing. I contacted my bank via twitter and they were puzzled to be honest - they couldn't understand why I had been refused. Especially as they are always sending me emails, snail mail and also on my online banking, asking if I want a loan They said to visit my local branch and speak to someone. But they very kindly closed all the local branches about 12 months ago :/ I think a part of the problem with the bank is, I am disabled and so get disability income - but they have no proviso for stating that when applying for the loan. It is either working, student or unemployed. And I think having to tick unemployed is a bit unfair to be honest. I was just hoping to spread out the cost rather than take £1500 out of my account in one go. But I think it is the way to go for ease and peace of mind sadly. Many thanks to you all for replying. I really do appreciate it

I did try to search first, but the search doesn't allow searches of 3 letters. Anyway, I have just recovered from some surgery and am now looking at the bikes again. I veering toward the Oxygen Scross MTB. However, I wanted to spread the payments if I could, especially considering I was offered 12 months interest free credit at ebikesdirect (who have been super nice when emailing me information by the way...cheers) The thing is, that googling reveals a lot of people not especially kind about V12 finance. It makes me wary as my credit rating is good at the moment and I'm worried that something might go wrong and affect it. It is my first time looking to get a loan of any kind so I'm a bit of a novice with all this stuff. Thanks for any help

Ken Fosters! Is that the one that used to be a motorcycle shop? I bought my daughters first ever bike from there.

Thanks Wicky! You should get a job as a salesman

Man there are so many bikes out there....I thought I had seen most of them. But my first reaction on clicking your link was.....that looks badass Actually I have what might be a silly question as well. When you pull away on an electric bike, does it make a difference what gear you are in? Or does the hub drive the wheel independently of the gears?

HI there Been looking at electric bikes for a while now as I really need to do some form of cardio exercise. The trouble is that my legs are in bad shape following a motorcycle accident a few years ago. So I'm looking for a bike that has a good range more than anything else. I think to start with I could stretch to £1500 which I know is on the lower end of what you could potentially spend. But I'm not sure that cycling won't be as painful as walking, so need to err on the side of caution just in case I spend a lot of money and can't use the thing! But cycling is low impact which will certainly be the best way for me to get my body moving. But range is important as I may well get a reasonable distance away from my home and find I need full assist to get me home. I'd hate to get stuck somewhere. I'm hoping for a mountain bike style. I did look at the GTECH as they have had some offers on one of the shopping channels where you can spread the cost over a few months with no interest. So that takes the edge of parting with the money But I am concerned that with no gears and the smaller battery that it would take too much out of me. Thanks for reading and for any input Steve

Hi there Been lurking for a while now, doing my research into electric bikes. I feel like I'm almost ready to make a purchase, but first I'll flit over to the appropriate section and ask my questions