Hi Steven, new on here myself. Have owned a pedelec for 10 months now.
I to was a bit hesitant when I purchased my Haibike, thinking "it's a lot of money" and "will I use it and when". Well I'll say it's the best thing I have ever brought, it was expensive but I use it so much that actually it's cheap.
Regards to the motor cutting out at just over 15mph I find with my Bosch motor that If you spin it at about 80rpm you have no effect of weight/resistance when the motor stops assisting you.
I live at the coast to and on the flat easily reach and sustain speeds of 18mph just like my normally aspirated mtb.
Will say this though, if you choose to buy a e-mtb you will change your route to work to include a lot more off road cycling and use it so much more that commuting.