Lollipop

Has anyone had any experience with Cycleguard Insurance? I'm investigating cycle insurance before I get an electric bike, and was confused by their definition of an e-bike: They state that an electric bike is: a bicycle which is powered both by human pedalling and/or a battery, any electric bike you wish to insure must not be subject to the requirements of the Road Traffic Act. Am I correct in thinking that their requirement regarding the Road Traffic Act effectively rules out any 250W bikes? I spoke to them on the phone but they wouldn't clarify if 250W is covered, only repeated what their website states. I've found other insurance companies specify 250W or under. Would welcome any thoughts. Thanks

I tested this bike in Oxford too and the salesman seemed keen to sell me one. Made me wonder why they haven't been selling and couldn't find any mention of the bike online apart from the Electric Transport shop website and this forum post. Although it seems to be a good deal, I'm slightly wary of buying a brand of bike that doesn't seem very popular or well known.