Do most of you use it? In the fine print there does seem to be quite a few sentences which seem to be 'get out of paying' clauses. Cheapest I can find is about £70 a year though which isn't too bad. Are there any companies in particular worth using?
I used cycle guard last year, its due to run out. Cost about £12 a month for 2 bikes total value 2k
As Im moving soon, ive got quotes for new house insurance, and with full cycle insurance, it works out cheaper to add it on to that than pay separately
Lexham are well known bicycle insurers. They also include a breakdown recovery service with theirs. It includes punctures. Or you can just have the breakdown recovery on its own for £15 a year.