At midnight UK pedelecers with 250w motors can buy insurance

[jonathan75]

Although read the terms carefully for exclusions for anything non-EN-rated &c.

 

[Emo Rider]

Although read the terms carefully for exclusions for anything non-EN-rated &c.

?

 

[jonathan75]

?

?

 

[Emo Rider]

?

What insurance are we speaking of? Insurance of many types has always been available for these bikes.

 

[jonathan75]

What insurance are we speaking of? Insurance of many types has always been available for these bikes.

I was really thinking of theft insurance for bikes above 200w which are used on the road.

 

[Emo Rider]

I was really thinking of theft insurance for bikes above 200w which are used on the road.

Why would they not insure a 250w or a1000w bike for that matter? Locked in your out building it is a possesion and nothing more. The only cavat I know of is the use of sold secure rated locks for bikes of a certain value electric or not.

 

[jonathan75]

Why would they not insure a 250w or a1000w bike for that matter? Locked in your out building it is a possesion and nothing more. The only cavat I know of is the use of sold secure rated locks for bikes of a certain value electric or not.

I'm really thinking of theft from a public place.

In terms of something being a possession and nothing more, I'm not thinking at all of household insurance but specialist bike insurance. For home and in public. Yes I guess the policyholder could claim it was mtb use only. Of course he would be committing fraud in most cases.

 

[hoppy]

Why would they not insure a 250w or a1000w bike for that matter? Locked in your out building it is a possesion and nothing more. The only cavat I know of is the use of sold secure rated locks for bikes of a certain value electric or not.

Motor vehicles are usually specifically excluded from home contents cover. Non legal EAPC's are motor vehicles.

 

[flecc]

?

I believe the law allowing 250 watts for pedelecs comes into force at midnight, hence Jonathan's advice.

Since our law only allowed 200 watts previously, there could then have been reluctance on the part of insurers to underwrite 250 watt pedelecs.
.

 

[JohnCade]

Motor vehicles are usually specifically excluded from home contents cover. Non legal EAPC's are motor vehicles.

Most insurers I contacted refused to cover any e bikes on their contents policies, legal or not.

 

[the_killjoy]

Aviva included mine at a nominal cost, same as an unpowered bike.