Aren't you glad you aren't in the EU! ![Big Grin :D :D](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
Here we can choose our insurance company from any country in the Euro zone. Germany and the Netherlands are in the Euro zone and they have heaps of e-bikes so the French companies (here in France) have had to adapt. "Anywhere" coverage for the full value of the bike (even home made, just show the bills) minus a small franchise, cost me a whopping 16€ per year on top of my home insurrance which already covered the same bike under the same conditions but just at home.
Here we can choose our insurance company from any country in the Euro zone. Germany and the Netherlands are in the Euro zone and they have heaps of e-bikes so the French companies (here in France) have had to adapt. "Anywhere" coverage for the full value of the bike (even home made, just show the bills) minus a small franchise, cost me a whopping 16€ per year on top of my home insurrance which already covered the same bike under the same conditions but just at home.